EMI Guard
Sell mobiles on EMI without the risk
EMI Guard lets mobile shops sell phones on easy EMI with confidence. If a customer misses payments, the phone locks automatically until they pay – no repossession, no loss.
Why shops use EMI Guard
Automatic device lock on missed EMI
The phone locks itself when a payment is overdue, and unlocks the moment the customer pays.
Factory Reset Protection
Stops a customer from wiping the phone to escape the lock – the Google account lock stays active.
UPI payment collection
Customers pay directly via UPI from the lock screen; no cash handling needed.
Automatic reminders
SMS and call reminders go out before and after the due date, so you don't have to chase anyone.
Multi-shop dashboard
Track every customer, device and payment from one simple mobile-friendly panel.
Works on any Android phone
No special hardware – just a one-time setup when you hand over the phone.
Pricing
Trial package
90 days of unlimited EMI sales. Try the full app before committing. One-time only per shop.
Start trialPay as you go
No subscription – buy slots individually, one slot per EMI device sold.
Buy slots