Features
Everything a shop needs to sell on EMI with confidence - only what's actually live in the app.
Device Lock & Unlock
Automatic Device Lock
The phone locks on its own policy once an EMI payment is overdue past the shop's configured grace period.
Automatic Device Unlock
The moment the overdue amount is paid and recorded, the lock is lifted - no manual step needed.
QR Code Device Registration
Linking a sold phone to the dashboard is a one-time QR code scan at the time of sale.
Real-Time Device Status
The dashboard reflects each phone's last check-in - devices check in every few minutes while online.
EMI Payments
EMI Payment Management
Record payments against any installment and see the updated schedule instantly.
EMI Schedule Management
Every sale's installment plan - amount, due dates, status - is tracked automatically.
UPI Payment Collection
An overdue customer sees a UPI payment option right on the device's lock screen.
Automatic Payment Reminders
SMS and call reminders go out before and after a due date, so the shop doesn't have to chase every customer by hand.
Customer & Device Management
Customer Management
Keep every customer's details and ID/KYC info against their purchase.
Customer EMI Information
See a customer's full EMI history and current standing in one place.
Device Management Dashboard
One mobile-friendly panel for every device a shop has sold on EMI.
Built for Many Shops
EMI Guard runs as a multi-shop platform - every shop gets its own separate, independent login and data.
Reports & History
Payment History
A full record of every payment taken against a sale.
Due Payment Tracking
See at a glance which customers are overdue and by how much.
Sales & Collection Overview
Shop-level totals for collections and running sales, with printable receipts and CSV export.
Factory Reset Protection
On supported Android versions, stops a customer from wiping the phone to escape the lock - see Device Compatibility for which devices qualify.