Device Management Consent
EMI Guard only places a device under its protection once a shop owner deliberately registers it - this page explains what that registration means and what the customer should be told at the time of sale.
What registration authorizes
Scanning a device's QR code at the time of sale sets EMI Guard up as that phone's Device Owner (a standard Android Enterprise managed-device mode) and links it to the customer's EMI schedule. From that point on, the phone will lock itself automatically if a payment falls overdue past the shop's grace period, and unlock automatically once the payment is recorded.
Before registering a device
Registration is meant to happen with the customer's knowledge, as part of agreeing to buy the phone on EMI - not as a hidden step. The shop should explain, in plain terms, that the phone will lock if an installment is missed and unlock once it is paid.
Customer Device Management Authorization
The customer acknowledges that the device is being enrolled into an authorized Android device management system in connection with the agreed installment sale. Before enrollment, a documented consent record should be kept, covering:
- Customer name and the device model being registered.
- IMEI or other necessary device identification.
- Total sale price, down payment and installment amount.
- The due date of each EMI installment.
- How device management will work.
- What circumstances may lead to a device restriction.
- Which device functions will remain active.
- The date and time of the customer's digital consent.
- How their information will be used and retained.
- How payments can be made.
- How to raise complaints or disputes.
- How to contact the retailer and EMI Guard.
Customer consent must be freely given, specific, informed and recorded in an appropriate manner, and a copy of the consent record should be available for the customer to download or receive.
A live photograph or identity verification record must not be treated as a substitute for informed consent.
No action without authorization
Nothing is locked, unlocked, or monitored on a phone that has not been registered this way. Once registered, only the shop's own logged-in account can register further devices, record payments, or see that device's status - EMI Guard does not act on a device on its own initiative outside the published lock/unlock policy described on the EMI Protection page.
Withdrawing a device
Once every installment on a sale is paid in full, protection on that device is released permanently and it leaves EMI Guard's management.
Ownership and Installment Sale Disclosure
The retailer must separately disclose the ownership and title-transfer conditions in the written sale agreement between the retailer and the customer.
Where a valid agreement provides for retention of ownership by the retailer until full payment, such an arrangement is governed by that agreement and applicable law.
EMI Guard / RK TECHNOLOGY is not a party to that sale agreement and does not determine or transfer ownership of the device.
Last updated: 11 November 2026.